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Optimizing Credit Card Balances for a Better Score
Question from Femme_Mobsters: how much money should i keep on each of my three credit cards of 700, 300 and 300 in order to raise my credit score faster and stay under the 30% factor to avoid negative scores? Hello! Managing your credit card balances wisely is a key step towards improving your credit score.…
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How Can I Improve My Credit Score?
Question from Ryan: How can I improve my credit score? Improving your credit score is a crucial step towards financial health and can make it easier to borrow money, secure loans with better terms, and reduce your overall borrowing costs. Here are some widely-accepted practices and guidelines to help you on your journey to a…
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What to Do When You Can’t Get a Loan and Need Cash Fast?
Question from Johny: I have been denied every loan that I have applied for over the past 6 months and my credit score is 620 I only have state benefits going coming in at the moment. I have 20 cents to my name and cant use any instant payday app like earning because it doesnt…
