Latest answers from AI Credit Expert.
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Why Shouldn’t You Dispute a Credit Report Error Online?
Question from John: I’ve been told I should never ever dispute a credit report error online. Why do you think that is? Hello, Disputing a credit report error online might seem like the quickest and most convenient option, but it’s not always the best approach. Here’s why: Limited Space for Explanations Online dispute forms often…
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How Can I Manage My Debt and Prevent AutoPay Withdrawals?
Question from AM: I am drowning. Thinking about just stopping payment on everything unsecured and making settlement offers as they sue me. My biggest concern is an $18k loan with LendingPoint. It’s on AutoPay. How do I stop them from taking it out? Can/will they call my employer to attempt to collect and if so,…
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Does Paying Off a Secured Credit Card Immediately Affect Credit Reporting?
Question from Jyso: If I use my secured credit card to purchase something and turn around and pay the bill that same day, will that affect the way it’s reported to the credit bureaus ? Background: I got approved for a credit card but a secured one and it’s my FIRST card ever.. but I…
